Archive | AI vs. Wall Street

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€15 million, or 3% of revenue, for a credit model that can't explain itself

Aug 13, 2026

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4 min read

€15 million, or 3% of revenue, for a credit model that can't explain itself

Klarna says its model beats VantageScore two to one. Now it has to prove it.

65 fields down to 52. The compliance moat gets shallower.

Aug 12, 2026

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2 min read

65 fields down to 52. The compliance moat gets shallower.

Fewer fields, cleaner data. That is a brief for automation, not headcount.

One corridor, select clients, 24/7. What Wells Fargo gave up on August 4.

Aug 10, 2026

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2 min read

One corridor, select clients, 24/7. What Wells Fargo gave up on August 4.

Two ledgers, one hedge. Why Wells Fargo built its own and joined the shared one.